On August 28, 2024, I had the pleasure of participating in another enriching #CreditChat hosted by Experian. The topic this time was “Financial Anxiety and Stress: Coping Mechanisms for Managing Money Worries.” The discussion was filled with practical advice and…
On August 7, 2024, I participated in another insightful #CreditChat hosted by Experian. This time, we focused on the concept of financial resilience and how to build a safety net to navigate life’s unexpected challenges. Here’s a recap of the…
On August 7, 2024, I had the pleasure of joining Experian’s #CreditChat to discuss a topic that’s becoming increasingly relevant in today’s digital age: managing your finances in the era of social media. Here’s a recap of the key insights…
Time flies when you’re having a great conversation about finances! I recently joined the Experian #CreditChat to discuss navigating finances after high school. It was a fantastic session with plenty of valuable insights. Here’s a recap of the key points:…
The other day I had a client come to me saying her lender recommended she keep her credit card balances at 30% to the limit. Have you received this advice too? This is a myth I’ve heard passed around far…
I see a lot of talk out there about industry “competition”. To me, there is no such thing. In fact, I love to learn from, collaborate with, and highlight my colleagues. I’m a firm believer that together everyone really does…
Building business credit is crucial for any growing company. A strong businesscredit profile can help you secure loans, negotiate better terms with suppliers,and manage cash flow more effectively. Here’s a comprehensive guide to gettingstarted on the right foot. Step 1:…
As May comes to a close, so do many college careers. This exciting time presents a new journey for graduates as they pursue their passions in the workforce. A toss of the tassel also signifies another new beginning — adulthood.…
Entrepreneurship is not for the faint of heart, but I wouldn’t have it any other way. As a born Leo, I love a good challenge! And believe me, building a business never lacks in this department. Every day feels like…
A favorite quote of mine is from Charlotte Bronte, she once said: “I avoid looking forward orbackward and try to keep looking upward.” I love this quote because an attitude of gratitude has been the secret sauce to making it…
Imagine this. After two years of growing your business things are finally taking off. You have comfortableincome to cover expenses, employ staff, open up offices, and even take on a mortgage. Then,the economy crashes. About 70% of your business dries…
Sometimes you have to leave behind good to get to great. When you’re just starting your entrepreneurial journey, this can be difficult to not only see but also enforce. Afterall, the mind loves to play tricks on us during these…
Thanks to Taylor Swift and her infamous Eras Tour, we’re all contemplating what our coined “era” is going to look like in 2024. I’m declaring mine to be the year of abundance! For quite a few years now, I’ve stepped…
The truth of the matter is we don’t know unless we try. When I first started my business I was a single mom, struggling financially, looking to provide the best life for my daughter. While it’s said that it can…
Entrepreneurship is the ultimate crash course in personal development. Why? Because it will put you face-to-face with your fears, test your courage, and unveil an untapped power of resourcefulness that you never knew existed. This is why at the beginning…
The road to success is often unconventional. But if there’s one thing I learned throughout my own journey, it’s that success doesn’t have labels. There’s a lot to be said about self-belief, passion, and the determination to try. This was…
There’s one common theme you’ll see shared amongst successful people — the ability to create their own way. Why? Because this is the “it factor” that sets the successful apart from the status quo. Society has a way of conditioning…
Everyday I wear a necklace with the words “Jeanne, NYC” engraved on it. It’s humbling to know 30 seconds can change the trajectory of our lives forever, isn’t it? Sometimes I believe we need these small, pivotal moments to move us in the direction of our dreams. Oftentimes a direction we wouldn’t move in on…
3 Personal Development Books for Your Coffee Table By: Jeanne Kelly Back in my mid-twenties, I was navigating one of the most challenging seasons of my life. I had just gotten married, given birth to my daughter Cassandra, and had…
Before we jump into “adulting” and the various ways to build excellent credit (and trust me, I got you covered!), I invite you to come take a quick stroll down memory lane with me. Remember back when you were a…
There are approximately 258 million adults living in the United States. While they can vary profoundly in everything from career to ethnicity and even nation of origin, they all share something in common. Finances are a perpetual task that every…
Does an overdraft affect your credit score? Did you know that there are more credit accounts in the United States than there are people? If you have ever thought, does overdraft affect credit scores? The truth is that it’s…
Here we take a look at the question, “Is 670 a good credit score?” Are you in the habit of paying close attention to your credit score? If not, you’re ignoring an incredibly important aspect of your financial life. After…
‘Tis The Season of Becoming Debt Free With 2023 on the horizon, many people have it on their resolutions list to become debt free. Why? Because becoming debt free opens up unlimited opportunities. There’s a sense of security and sovereignty…
Why You Should Bet On Yourself: With the current economic climate, I hear people asking if it’s still considered a good time to start a business. Or, if it’s better to stay with the security of an employer. The truth…
A credit reference is a report that lists your borrowing and repayment history. This is one factor that lenders look at when considering you for a loan or mortgage. Your credit score is also impacted by this information. Lenders may…
There’s a new currency circulating right now and it’s freedom! For good reason, too. This modern-day luxury opens up an abundance of opportunities. Freedom of time, freedom of career, freedom of finances, it all allows us to enjoy life to…
70% of people in America claim that taking out a loan has improved their quality of life. This might involve taking out a personal loan to support a new business or getting a mortgage to buy a home. These loans…
Ask yourself this. Why do you have a credit card? The most important reason is to build your credit, not to put off bills for another day. Therefore, the main reason to keep your credit card statement is so that…
If you’re wondering ‘is 660 a good credit score,’ your credit score isn’t as high as it should be or could be, and it’s likely costing you money. An analysis by Zillow, the real estate marketplace, reveals just how much…
More than 82 million people in America own their own homes. Buying your own home is exciting and can provide valuable long-term financial security. However, this also requires some serious financial planning. The majority of people in America cannot afford a…
The average credit score in the United States is 714, but what does it mean if your credit score is much lower than that? Is 600 a good credit score? Why is a credit score important in the first place?…
If you are looking to build credit, then you know that paying your bills on time is a good way to start. But what bills help build credit specifically? There are a few different types of bills that can help…
If you’re turning 18 soon and you’re worried about your financial future, good for you! You’re already leagues ahead of most of your peers, and you’ve come to the right place! Believe it or not, 74% of teens do not…
It’s that time of year again! The kids are back to school, soccer practices are in full swing, and dare I say PSL has graced our presence with its return to the Starbucks menu. While summer may be coming to…
By the numbers, 74% of Americans have homeownership listed as their number one priority in life. If you’ve been thinking about buying a house, it’s safe to say that you’re in good company. But even before keys can change hands…
There’s no denying that inflation and the Fed’s decisions to increase interest rates have put a lot of strain on borrowers. It’s part of the reason why the average car payment for a new car is a whopping $644 right…
In 2020, USA Today reported that Americans between the ages of 18 and 22 had an average credit score of 641. When you compare this with the 710 credit score of the 56-to-74 age bracket and the even higher 731…
Did you know that most people over the age of 50 have credit scores that are far above the national average? Your credit score is determined by a vast number of different factors. Some of these factors may increase your…
Remember those financial goals you set just 6 months ago? If you forgot, this is your gentle reminder! This halfway point in the year is a good time to check-in on where you’re excelling and where you can improve. As…
Side hustles seem to be getting a lot of attention these days…and for good reason! In tandem with your primary job, a side hustle is a great way to leverage extra income without committing to the rigid schedule of a…
The Top Benefits Of Multiple Credit Cards Ready to play the credit game? If yes, then this strategy guide to the top benefits of multiple credit cards will be a game-changer for you. There are certainly stigmas that surround opening…
In the spirit of love this Valentine’s Day, we all want to embrace the idea of being swept off our feet in a fit of wild romance. Chocolate hearts galore, cards of sentiment, luxurious candlelit dinners, and beautiful long-stemmed roses…
Becoming the Boss of Your Identity In our digital-dependent world, it’s fair to say our risk for identity theft has increased at exponential rates. While social media is fun and a great way to network, it’s also a great place…
As the holiday season comes to a close, you may be finding yourself where many are finding themselves- in spender’s remorse. Maybe you overcharged your credit card with holiday gifts that far exceeded your budget. Or hit up all the…
It’s that time of year again – holiday shopping, online sales, and that ever-growing list of gift-giving and family parties are on the horizon. Aside from your main gift list, you may find yourself easily swept away, giving $20 here…
Oh yes, we all remember those teenage years- young, free, living life to the fullest! While we may want to forget about that outrageous hairstyle, overwhelming hormonal acne, or first crushing heartbreak, there were so many admirable qualities we embodied…
Credit Boosting Secrets For First Time Homebuyers How to successfully prepare as a first time homebuyer when dealing with debt or poor credit. We’re quickly approaching that season when the leaves change color, and pumpkins sit beautifully on front porches.…
Human beings are wired for new starts. We set resolutions for January 1, we look forward to “things getting back to normal” when the kids return to school; we also anticipate the beginning of the week, the beginning of the…
Most of us think we’re being very careful of our credit. That is, until we try to get a loan and are declined! Then the reality wakes us up and makes us realize that we could have done things so…
Dear First Year College Student: Welcome to one of the most exciting and memorable times of your life! By the time you’re reading this, you’re probably into a good routine with your new school. You’re learning new things. You’re meeting…
Do you need a credit diet? Diet season is upon us. With spring right around the corner and bikini season not far behind it’s time to renew those New Year’s resolutions. Get your booty in shape for summer! For many…
How you handle your credit can affect so many areas of your financial life, but here’s one you may not realize. Your insurance company is also watching your credit and modifies what you’re paying for insurance on your car, home,…
Unless you’ve been touched by it or have known someone who’s been a victim, you may not think much about identity theft. When Equifax Inc. announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers, hearing about this made me want…
What is your credit report says your dead? It’s always distressing to be rejected for a credit line, but perhaps the worst is when you find that you’ve been declined because your credit report has you as deceased! However outrageous it…
I just wanted to make sure if you missed the segment I was on talking about #HealthyCredit you are able to watch it. Cheers to your Healthier Credit~ Jeanne
http://www.blogtalkradio.com/jeannekellyhealthycredit ID protection: www.CEOIdentity.com
No foolin’! Protecting your identity is no joke. These days thieves have become very sophisticated and they are amassing data that can be used for a multitude of crimes like filing your taxes and stealing your refund, or creating alternate…
Do you want to build new accounts on your credit report? I have a way that can help you. FICO credit score likes types of credit on your credit report. Often times people are building credit with just secured credit…
Happy Spring! Perhaps you can relate to wanting a new beginning with your personal finances and credit as well? Spring is a perfect time, especially if you’re still dealing with paying off holiday shopping bills or are planning some major…
Monitor & Protect Now Unless you’ve been touched by it or have known someone who’s been a victim, you may not think much about identity theft. However, according to the Bureau of Justice, each year about 17.6 million Americans or…
You open the mailbox and there’s an envelope addressed to you. It’s not a bill (who wants bills???) so you tear open the envelope. Is it a letter from your favorite aunt? Is it a few photographs from a friend’s…
An important topic that is often overlooked in college is credit; in particular how to build it, why one should build it and how to manage it responsibly. Most college students do not possess adequate money management skills and are…
Sharing Your Credit Score With Your Partner – Tips And Strategies For A New Relationship If you’re in a new relationship, everything is exciting and new. You’re happily learning things about your new partner – their likes and dislikes. And,…
Link: https://www.huffpost.com/author/jeannekelly-450
Link: https://www.supermoney.com/best/personal-credit-cards/
Original Article: https://money.usnews.com/money/personal-finance/saving-and-budgeting/articles/2018-09-12/7-steps-for-your-fall-financial-checkup Thanks to summer vacations, weddings and outdoor barbecues, it’s easy to take on unexpected debt from June through August. In fact, a May survey by Capital One found that 87 percent of Americans say they spend more…
Jeanne Kelly – Founder of The Kelly Group. A Credit Coach and Credit Repair Specialist. Blog Posts by Jeanne Kelly Credit Coach and Contributing Credit Experts.
Jeanne Kelly Credit Coach is the founder of The Kelly Group.
Highly sought-after credit coach, motivational speaker, and author of The 90 Day Credit Challenge & The Credit Makeover. Captivating audiences on tv, web series and live events. As a credit repair specialist, Jeanne speaks on credit-related topics like credit scores, building healthy credit, financial literacy, financial education, credit card debt, rebuilding your credit, and more. Inspired by her determination to live in financial freedom, her mission is to spread the message far and wide about why having healthy credit is so important. Jeanne Kelly is your go-to credit coach when it comes to all things credit score, credit health and mastering the credit game. She happily customizes her speeches to a diverse range of audiences such as high school and college students, first-time home buyers, mortgage brokers, credit consumers and many others. Your audience will benefit from learning more about credit from the leading expert in the credit industry.
Book Jeanne Kelly Credit Coach to speak at your event today!