This week’s #CreditChat with Experian was all about dreaming big and turning those dreams into financial goals that matter. I loved diving into this empowering topic—because financial freedom isn’t just a number, it’s a feeling.
Here are my favorite takeaways and answers from the chat:
Q1. What does financial freedom mean to you?
For me, it started with paying off credit card debt. That was the moment I finally felt free. I also keep three payments ahead on my installment loans so if life throws me a curveball, I’ve got a cushion. That kind of preparation gives me peace of mind.
Q2. What mental blocks hold people back from dreaming big financially?
We often don’t know where to begin. So many of us weren’t taught how to talk about money, let alone set financial goals. But just showing up and getting curious is the first step toward breaking free.
Q3. How do you stay committed to long-term goals when progress feels slow?
I believe in small steps. They build habits that lead to big results. The journey might take time, but every step gets you closer.
Q4. Should financial goals be practical or inspirational?
Both. Dream big, but ground those dreams with action. I use my imagination to envision the life I want, and then I map it out step by step.
Q5. A financial goal that made you feel empowered?
Buying my home as a single mom. That felt HUGE. I focused on my credit, saved for a down payment, and made it happen. Time passes fast—start today!
Q6. What goal are you chasing that brings joy or freedom?
I’m working toward time freedom. That means smarter work, passive income, and more time with the people I love.
Q7. How do you balance enjoying life now and saving for the future?
Gratitude helps. I hustle, but I also look around and think, “This used to be the life I dreamed about.” That keeps me grounded.
Q8. What tools or habits help you stay on track?
I’m a pen-and-paper girl! I use vision notebooks, journal often, and keep a “happy board” filled with photos, notes, and reminders of why I do this work.
Q9. Who inspires your financial dreams?
It used to be my daughter—she was my reason. Now that she’s grown, it’s about creating time freedom and living fully. That’s what keeps me going.
Q10. Advice for someone starting to set goals?
Start today. Learn about money, credit, investing—there’s so much good info out there. Podcasts, books, this chat—they’re all great places to begin.
Thank you @Experian for hosting such an inspiring #CreditChat. This week’s topic was close to my heart—we all deserve the freedom to dream and the tools to get there. Let’s keep the conversation going!
