In the spirit of love this Valentine’s Day, we all want to embrace the idea of being swept off our feet in a fit of wild romance. Chocolate hearts galore, cards of sentiment, luxurious candlelit dinners, and beautiful long-stemmed roses all delight our imagination. Especially if you’re single, you may be fantasizing about the idea…
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Becoming the Boss of Your Identity In our digital-dependent world, it’s fair to say our risk for identity theft has increased at exponential rates. While social media is fun and a great way to network, it’s also a great place to expose an immense amount of personal information without even realizing the consequences. Privacy has…
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Human beings are wired for new starts. We set resolutions for January 1, we look forward to “things getting back to normal” when the kids return to school; we also anticipate the beginning of the week, the beginning of the month, and the day we return from vacation. Looking forward to these new starts can…
Read article Most of us think we’re being very careful of our credit. That is, until we try to get a loan and are declined! Then the reality wakes us up and makes us realize that we could have done things so much better. Unfortunately, there aren’t any do-overs so do yourself a favor and read this…
Read article Dear First Year College Student: Welcome to one of the most exciting and memorable times of your life! By the time you’re reading this, you’re probably into a good routine with your new school. You’re learning new things. You’re meeting new people, some of whom will become lifelong friends. You’re discovering your own identity –…
Read article Do you need a credit diet? Diet season is upon us. With spring right around the corner and bikini season not far behind it’s time to renew those New Year’s resolutions. Get your booty in shape for summer! For many of us, it’s also time to think about a credit diet too. How about you?…
Read article How you handle your credit can affect so many areas of your financial life, but here’s one you may not realize. Your insurance company is also watching your credit and modifies what you’re paying for insurance on your car, home, etc. based on your credit score. We all know that insurance isn’t cheap, so what…
Read article Unless you’ve been touched by it or have known someone who’s been a victim, you may not think much about identity theft. When Equifax Inc. announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers, hearing about this made me want to share how to start protecting yourself. We’re all likely to be affected by ID…
Read article What is your credit report says your dead? It’s always distressing to be rejected for a credit line, but perhaps the worst is when you find that you’ve been declined because your credit report has you as deceased! However outrageous it may sound, this does occasionally happen, and I’ve helped many of my own clients through…
Read article No foolin’! Protecting your identity is no joke. These days thieves have become very sophisticated and they are amassing data that can be used for a multitude of crimes like filing your taxes and stealing your refund, or creating alternate identification to allude authorities or even worse have you charged for a crime you didn’t…
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