Ask yourself this. Why do you have a credit card? The most important reason is to build your credit, not to put off bills for another day. Therefore, the main reason to keep your credit card statement is so that you can see exactly how much you spent on the card in a given month.…
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If you’re wondering ‘is 660 a good credit score,’ your credit score isn’t as high as it should be or could be, and it’s likely costing you money. An analysis by Zillow, the real estate marketplace, reveals just how much money. According to Zillow, if a homebuyer with fair credit and one with excellent credit…
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More than 82 million people in America own their own homes. Buying your own home is exciting and can provide valuable long-term financial security. However, this also requires some serious financial planning. The majority of people in America cannot afford a home on their own and this is where taking out a mortgage can help. In…
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The average credit score in the United States is 714, but what does it mean if your credit score is much lower than that? Is 600 a good credit score? Why is a credit score important in the first place? If you’re asking yourself these questions, you’re in the right place to find your answers.…
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If you are looking to build credit, then you know that paying your bills on time is a good way to start. But what bills help build credit specifically? There are a few different types of bills that can help improve your credit score. In fact, debt, loans, and payments are the best ways to…
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If you’re turning 18 soon and you’re worried about your financial future, good for you! You’re already leagues ahead of most of your peers, and you’ve come to the right place! Believe it or not, 74% of teens do not feel confident in their financial education. Fortunately, with the right knowledge and understanding of your…
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It’s that time of year again! The kids are back to school, soccer practices are in full swing, and dare I say PSL has graced our presence with its return to the Starbucks menu. While summer may be coming to a close and we’re all daydreaming of being back lounging by the lake, this emerging…
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By the numbers, 74% of Americans have homeownership listed as their number one priority in life. If you’ve been thinking about buying a house, it’s safe to say that you’re in good company. But even before keys can change hands and move-in dates can get approved, there’s a hurdle that 99.9% of homeowners have to…
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There’s no denying that inflation and the Fed’s decisions to increase interest rates have put a lot of strain on borrowers. It’s part of the reason why the average car payment for a new car is a whopping $644 right now. Not only is that outrageous considering the increase in the cost of living, but…
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In 2020, USA Today reported that Americans between the ages of 18 and 22 had an average credit score of 641. When you compare this with the 710 credit score of the 56-to-74 age bracket and the even higher 731 scored by the 75+ crowd, it’s clear that many young adults are having a hard…
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