Becoming the Boss of Your Identity In our digital-dependent world, it’s fair to say our risk for identity theft has increased at exponential rates. While social media is fun and a great way to network, it’s also a great place to expose an immense amount of personal information without even realizing the consequences. Privacy has…
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As the holiday season comes to a close, you may be finding yourself where many are finding themselves- in spender’s remorse. Maybe you overcharged your credit card with holiday gifts that far exceeded your budget. Or hit up all the spectacular post-holiday sales for a stylin’ new wardrobe. Perhaps you even found yourself stopping every…
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It’s that time of year again – holiday shopping, online sales, and that ever-growing list of gift-giving and family parties are on the horizon. Aside from your main gift list, you may find yourself easily swept away, giving $20 here and $20 there, and before you know it you’ve spent at least another $300 in…
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Oh yes, we all remember those teenage years- young, free, living life to the fullest! While we may want to forget about that outrageous hairstyle, overwhelming hormonal acne, or first crushing heartbreak, there were so many admirable qualities we embodied during those innocent times. Accompanying these live-life-large years, we might have also acquired some lasting…
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Credit Boosting Secrets For First Time Homebuyers How to successfully prepare as a first time homebuyer when dealing with debt or poor credit. We’re quickly approaching that season when the leaves change color, and pumpkins sit beautifully on front porches. Don’t forget that perfectly layered autumn wreath hanging on front doors. Families hire photographers to…
Read article Human beings are wired for new starts. We set resolutions for January 1, we look forward to “things getting back to normal” when the kids return to school; we also anticipate the beginning of the week, the beginning of the month, and the day we return from vacation. Looking forward to these new starts can…
Read article Most of us think we’re being very careful of our credit. That is, until we try to get a loan and are declined! Then the reality wakes us up and makes us realize that we could have done things so much better. Unfortunately, there aren’t any do-overs so do yourself a favor and read this…
Read article Dear First Year College Student: Welcome to one of the most exciting and memorable times of your life! By the time you’re reading this, you’re probably into a good routine with your new school. You’re learning new things. You’re meeting new people, some of whom will become lifelong friends. You’re discovering your own identity –…
Read article Do you need a credit diet? Diet season is upon us. With spring right around the corner and bikini season not far behind it’s time to renew those New Year’s resolutions. Get your booty in shape for summer! For many of us, it’s also time to think about a credit diet too. How about you?…
Read article How you handle your credit can affect so many areas of your financial life, but here’s one you may not realize. Your insurance company is also watching your credit and modifies what you’re paying for insurance on your car, home, etc. based on your credit score. We all know that insurance isn’t cheap, so what…
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