There’s one common theme you’ll see shared amongst successful people — the ability to create their own way. Why? Because this is the “it factor” that sets the successful apart from the status quo. Society has a way of conditioning us to play small. To do as we’re told, to fear change, and to be…
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3 Personal Development Books for Your Coffee Table By: Jeanne Kelly Back in my mid-twenties, I was navigating one of the most challenging seasons of my life. I had just gotten married, given birth to my daughter Cassandra, and had finished building my dream home with my then-husband when it became clear that our marriage…
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Before we jump into “adulting” and the various ways to build excellent credit (and trust me, I got you covered!), I invite you to come take a quick stroll down memory lane with me. Remember back when you were a kid and opening the mailbox was the most exciting adventure on the planet? The pure…
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There are approximately 258 million adults living in the United States. While they can vary profoundly in everything from career to ethnicity and even nation of origin, they all share something in common. Finances are a perpetual task that every single one of them must manage. After all, everyone has bills, grocery shopping, and even…
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Does an overdraft affect your credit score? Did you know that there are more credit accounts in the United States than there are people? If you have ever thought, does overdraft affect credit scores? The truth is that it’s complicated. This is because if you manage your overdraft correctly, your overdraft facility is not…
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Here we take a look at the question, “Is 670 a good credit score?” Are you in the habit of paying close attention to your credit score? If not, you’re ignoring an incredibly important aspect of your financial life. After all, the quality of your credit score can have a huge impact on your ability…
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‘Tis The Season of Becoming Debt Free With 2023 on the horizon, many people have it on their resolutions list to become debt free. Why? Because becoming debt free opens up unlimited opportunities. There’s a sense of security and sovereignty that comes with the idea of being in complete ownership of the things you have…
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Why You Should Bet On Yourself: With the current economic climate, I hear people asking if it’s still considered a good time to start a business. Or, if it’s better to stay with the security of an employer. The truth is there’s never going to be a perfect time to become an entrepreneur. Whether you…
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A credit reference is a report that lists your borrowing and repayment history. This is one factor that lenders look at when considering you for a loan or mortgage. Your credit score is also impacted by this information. Lenders may also check with other organizations, such as employers, to get more information about you. In…
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