As the holiday season comes to a close, you may be finding yourself where many are finding themselves- in spender’s remorse. Maybe you overcharged your credit card with holiday gifts that far exceeded your budget. Or hit up all the spectacular post-holiday sales for a stylin’ new wardrobe. Perhaps you even found yourself stopping every…
Read article
It’s that time of year again – holiday shopping, online sales, and that ever-growing list of gift-giving and family parties are on the horizon. Aside from your main gift list, you may find yourself easily swept away, giving $20 here and $20 there, and before you know it you’ve spent at least another $300 in…
Read article
Oh yes, we all remember those teenage years- young, free, living life to the fullest! While we may want to forget about that outrageous hairstyle, overwhelming hormonal acne, or first crushing heartbreak, there were so many admirable qualities we embodied during those innocent times. Accompanying these live-life-large years, we might have also acquired some lasting…
Read article
Credit Boosting Secrets For First Time Homebuyers How to successfully prepare as a first time homebuyer when dealing with debt or poor credit. We’re quickly approaching that season when the leaves change color, and pumpkins sit beautifully on front porches. Don’t forget that perfectly layered autumn wreath hanging on front doors. Families hire photographers to…
Read article Dear First Year College Student: Welcome to one of the most exciting and memorable times of your life! By the time you’re reading this, you’re probably into a good routine with your new school. You’re learning new things. You’re meeting new people, some of whom will become lifelong friends. You’re discovering your own identity –…
Read article Do you need a credit diet? Diet season is upon us. With spring right around the corner and bikini season not far behind it’s time to renew those New Year’s resolutions. Get your booty in shape for summer! For many of us, it’s also time to think about a credit diet too. How about you?…
Read article How you handle your credit can affect so many areas of your financial life, but here’s one you may not realize. Your insurance company is also watching your credit and modifies what you’re paying for insurance on your car, home, etc. based on your credit score. We all know that insurance isn’t cheap, so what…
Read article Unless you’ve been touched by it or have known someone who’s been a victim, you may not think much about identity theft. When Equifax Inc. announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers, hearing about this made me want to share how to start protecting yourself. We’re all likely to be affected by ID…
Read article No foolin’! Protecting your identity is no joke. These days thieves have become very sophisticated and they are amassing data that can be used for a multitude of crimes like filing your taxes and stealing your refund, or creating alternate identification to allude authorities or even worse have you charged for a crime you didn’t…
Read article Happy Spring! Perhaps you can relate to wanting a new beginning with your personal finances and credit as well? Spring is a perfect time, especially if you’re still dealing with paying off holiday shopping bills or are planning some major purchases like a home or a car this year. Think of the steps below as…
Read article