Dear First Year College Student: Welcome to one of the most exciting and memorable times of your life! By the time you’re reading this, you’re probably into a good routine with your new school. You’re learning new things. You’re meeting new people, some of whom will become lifelong friends. You’re discovering your own identity –…
Read article Do you need a credit diet? Diet season is upon us. With spring right around the corner and bikini season not far behind it’s time to renew those New Year’s resolutions. Get your booty in shape for summer! For many of us, it’s also time to think about a credit diet too. How about you?…
Read article How you handle your credit can affect so many areas of your financial life, but here’s one you may not realize. Your insurance company is also watching your credit and modifies what you’re paying for insurance on your car, home, etc. based on your credit score. We all know that insurance isn’t cheap, so what…
Read article Unless you’ve been touched by it or have known someone who’s been a victim, you may not think much about identity theft. When Equifax Inc. announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers, hearing about this made me want to share how to start protecting yourself. We’re all likely to be affected by ID…
Read article No foolin’! Protecting your identity is no joke. These days thieves have become very sophisticated and they are amassing data that can be used for a multitude of crimes like filing your taxes and stealing your refund, or creating alternate identification to allude authorities or even worse have you charged for a crime you didn’t…
Read article Happy Spring! Perhaps you can relate to wanting a new beginning with your personal finances and credit as well? Spring is a perfect time, especially if you’re still dealing with paying off holiday shopping bills or are planning some major purchases like a home or a car this year. Think of the steps below as…
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You open the mailbox and there’s an envelope addressed to you. It’s not a bill (who wants bills???) so you tear open the envelope. Is it a letter from your favorite aunt? Is it a few photographs from a friend’s recent trip? Is it a letter from a secret admirer? No, it’s a letter from…
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An important topic that is often overlooked in college is credit; in particular how to build it, why one should build it and how to manage it responsibly. Most college students do not possess adequate money management skills and are often overburdened with large student loans and credit card debts. Learning to avoid these credit…
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Sharing Your Credit Score With Your Partner – Tips And Strategies For A New Relationship If you’re in a new relationship, everything is exciting and new. You’re happily learning things about your new partner – their likes and dislikes. And, you’re sharing things that you want them to know about. As your relationship deepens, you…
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