The other day I had a client come to me saying her lender recommended she keep her credit card balances at 30% to the limit. Have you received this advice too? This is a myth I’ve heard passed around far too often and (spoiler alert!) doesn’t support your credit score. So I thought I’d jump…
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I see a lot of talk out there about industry “competition”. To me, there is no such thing. In fact, I love to learn from, collaborate with, and highlight my colleagues. I’m a firm believer that together everyone really does achieve more. This is especially true when it comes to credit health, a topic that…
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As May comes to a close, so do many college careers. This exciting time presents a new journey for graduates as they pursue their passions in the workforce. A toss of the tassel also signifies another new beginning — adulthood. After spending decades under the guidance of caretakers and professors, this is the first real…
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The road to success is often unconventional. But if there’s one thing I learned throughout my own journey, it’s that success doesn’t have labels. There’s a lot to be said about self-belief, passion, and the determination to try. This was the recipe that launched my own story. I was a single mom, living in a…
Read article There’s one common theme you’ll see shared amongst successful people — the ability to create their own way. Why? Because this is the “it factor” that sets the successful apart from the status quo. Society has a way of conditioning us to play small. To do as we’re told, to fear change, and to be…
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3 Personal Development Books for Your Coffee Table By: Jeanne Kelly Back in my mid-twenties, I was navigating one of the most challenging seasons of my life. I had just gotten married, given birth to my daughter Cassandra, and had finished building my dream home with my then-husband when it became clear that our marriage…
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Before we jump into “adulting” and the various ways to build excellent credit (and trust me, I got you covered!), I invite you to come take a quick stroll down memory lane with me. Remember back when you were a kid and opening the mailbox was the most exciting adventure on the planet? The pure…
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There are approximately 258 million adults living in the United States. While they can vary profoundly in everything from career to ethnicity and even nation of origin, they all share something in common. Finances are a perpetual task that every single one of them must manage. After all, everyone has bills, grocery shopping, and even…
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Does an overdraft affect your credit score? Did you know that there are more credit accounts in the United States than there are people? If you have ever thought, does overdraft affect credit scores? The truth is that it’s complicated. This is because if you manage your overdraft correctly, your overdraft facility is not…
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