Can you believe we’re halfway through 2025? Time flies—and so does your chance to make those financial goals a reality. That’s why I was thrilled to join another amazing #CreditChat hosted by Experian, all about checking in, resetting, and realigning your money moves for the rest of the year.
Here are some of the highlights and insights I shared during the chat:
âś… Q1: Why is a mid-year financial check-in important?
A mid-year check-in helps you reconnect with your goals. Maybe you started strong in January and fizzled out by February—that’s okay! Let’s give ourselves some grace and assess where we are. What’s working? What needs adjusting? Your financial wellness journey is never a straight road—and that’s totally normal.
đź’ł Q2: One goal everyone should set for the rest of 2025?
Check your credit report. It’s free, it’s simple, and it’s the foundation of your financial health. Start there.
⚙️ Q3: What role does automation play?
Automation is great for staying consistent—but it’s not “set it and forget it.” I talk more about this in my podcast episode:
🎧 Jeanne Kelly Talks Money Saving Tips on Credit Over Coffee
🤖 Q4: How can AI and tech help?
I love how AI helps organize the goals swirling in our heads into actual action steps. Budgeting apps and smart tools are game changers—use them!
đź’ˇ Q5: What unexpected expenses can throw off your goals?
Life happens—job loss, divorce, moves, health issues. That’s why building an emergency fund matters. When times get tough, stay focused on solutions and surround yourself with financial wisdom (like joining us here weekly!).
🔄 Q6: How do you reset when the first half didn’t go to plan?
Start small, start today. Begin with $20 a week into savings, then grow from there. Habits stick when they feel doable.
🎯 Q7: A fun, unconventional money goal?
I canceled my car’s streaming service and went back to free radio. I saved money and found joy in morning show banter—win-win!
🌍 Q8: How do you align money goals with lifestyle?
A luxury lifestyle is still possible on a smart budget. Shorten the trip, use free miles, eat the hotel breakfast and enjoy a cocktail at happy hour. Flex your financial creativity.
đź’¬ Q9: Staying accountable?
This is why I LOVE coaching. When you work with me, we set real goals and I hold you to them. You’re investing in your future, and I make sure you show up for it.
🏆 Q10: My small win this year?
Dining out is my NYC joy—but I put a schedule in place. No more random outings. We plan them now, and guess what? I’m saving more and loving cozy nights at home.
đź’– Final Thoughts
Huge thanks to @Experian for another inspiring #CreditChat. This check-in reminded us all that it’s never too late to get back on track. Whether you’re thriving, adjusting, or restarting—just keep going.
