This week on Experian’s #CreditChat, I had the honor of joining as a guest panelist to talk about one of my favorite topics, financial gratitude. With the holidays approaching, it’s the perfect time to celebrate progress, reflect on lessons, and acknowledge the wins that carried us through this year. Here’s a full recap of the conversation and my answers from the live chat.
Q1: What does financial gratitude mean to you, and how can reflecting on your progress help you feel more confident about money?
A1: I feel grateful that when I get a bill, I can pay it the same day. I always say “thank you” when I pay my bills because I remember the days when they piled up. Going from that stress to this peace is full-circle for me.
Q2: What’s one financial win you’re most proud of this year — big or small?
A2: Building and owning my CreditBossLady app. It’s the biggest financial win of my entire career.
Q3: How do you celebrate your financial accomplishments or milestones?
A3: I celebrate with my family, my team, and my friends — depending on the moment. And yes, I love a good meal out to mark the win.
Q4: What money habit or mindset shift has made the biggest difference in your finances this year?
A4: Tracking where my money was actually going. Awareness changes everything.
Q5: What’s one challenge you faced with money this year, and what did it teach you?
A5: Subscription overload. I wasn’t organized with all the auto-payments and it added up fast. Lesson learned. I’m sitting down before 2026 to clean it up and get ahead of it.
Q6: How can gratitude help improve your relationship with money or reduce financial stress?
A6: I learned the power of saying “thank you” while paying bills from The Secret. Rhonda Byrne’s new book on money is coming out soon, and I’m excited to learn more. Gratitude brings calm into bill-paying — it shifts everything.
Q7: What’s something you used to spend on that you’ve cut back — and now feel thankful you did?
A7: Cars. I used to need a new one every few years. Now I’ve had the same car for ten years — no payment, no stress, and I’m thankful for my free ride.
Q8: How do you plan to carry your money wins and lessons into the new year?
A8: I’m carrying the mindset that money needs attention and education. The more I learn, the more confident I feel. I want 2026 to be about smarter money flow, not harder work.
Q9: What’s one piece of advice you’d share to help others feel more grateful and empowered about their finances?
A9: No matter where you are financially, put something away every time you get paid. It doesn’t matter how small — the habit is what builds confidence and freedom.
Q10: What new money goals or intentions are you setting for next year based on what you’re thankful for today?
A10: I’ve been wanting to do a home project, and in 2026, that’s my goal — build it and enjoy it.
Thank you again to Experian for inviting me and for building a community where financial education actually feels welcoming. Talking about money can be overwhelming, but gratitude turns it into something empowering.
Here’s to progress, clarity, and confidence — one step at a time.
